| Employer
Sponsored Retirement Plans |
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We
will work with you to custom design the right qualified retirement
plan that best fits your company's needs. Plans include 401(k) Plans,
Comparability Profit Sharing Plans, Pension Plans, to name just a
few, from the best providers in the market. We will bring to you the
most sought after features such as Internet Account Access, Multiple
Investment Fund Families, Employer Stock, Self-directed Brokerage
Accounts and Online RIA Services. |
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| 401(k)
Financial Planning Services |
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We provide your employees
with the tools and knowledge to make the right choices for their
financial future. Our professionals will conduct ongoing on site
investment education meetings to help inform 401(k) participants
about asset allocation, dollar cost averaging and other essential
investment concepts. Employees will be guided through the process
of developing their own model portfolio including a risk tolerance
questionnaire.
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| Group
Medical Insurance |
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PBG will work
with you to design the most cost effective group medical plan that
fits your company's specific needs. We provide our clients various
funding options such as self-insured ASO contracts, minimum premium
and fully insured programs along with consumer directed health plans,
Health Savings Accounts. Whether it's a PPO, POS, HMO or traditional
plan design or a dual option plan, we will work to find the plan(s)
to best fit your company. We work with all group medical carriers
including BlueCross BlueShield, Cigna, Unitedhealthcare & Aetna.
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| Group
Dental Insurance |
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We offer dental
PPO's, DMO's and traditional indemnity plans with large national networks
from the leading carriers such as Delta Dental, MetLife, Guardian,
Cigna and BlueCross BlueShield. |
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| Group
Life/AD&D Insurance |
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We will design your group
life program to fit your company's specific needs. Plan designs
range from a flat dollar amount per employee to a multiple of annual
compensation. Plans include dependent life and voluntary buy up
plans.
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| Group
Short Term & Long Term Disability Insurance |
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We offer unlimited
plan design combinations for both STD and LTD coverage. Plans range
from fully insured to self-insured plans. We quote with the top carriers
in the disability insurance market such as UnumProvident, MetLife,
Jefferson Pilot, Guardian and Cigna. Executive supplemental plans
can be added to maximize coverage. |
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| Group
Long Term Care & Travel Accident Insurance |
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Many employers
offer group LTC and travel accident coverage's on either an employer
paid basis or as a voluntary employee paid plan. These coverage's
can enrich your company's benefits package at little to no cost to
you. |
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| Critical
Illness & Accident Insurance |
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This voluntary
benefit plan pays a lump sum benefit for specified critical illnesses
and qualified accidental injuries. We offer these plans through carriers
like Aflac, MetLife & UnumProvident. |
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| Flexible
Spending Accounts (IRS Section 125 Plan) |
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FSA plans
will save both employers and employees money by allowing pre-tax (Federal
Income & FICA) payroll deductions for qualified unpaid medical
expenses (including over-the-counter drugs) and dependent care costs. |
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| Group
Auto/Homeowners Insurance |
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You can now
offer your employees the benefit of purchasing their Auto, Homeowners
and Property/Liability insurance with special discounts through convenient
payroll deductions and these coverage's are portable. We offer these
plans through carriers like MetLife and AIG. |
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| Pre-Paid
Legal Services |
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This voluntary
employee benefit plan is a low cost way for your employees to have
access to legal services they may not be able to obtain or afford
on their own. |
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| 529
College Savings Plans |
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Employers
can help their employees who are facing rising college education costs
by offering a payroll deduction 529 college savings plan. 2002 brought
new tax law changes that make this plan even more attractive to employees
without any cost to the employer. |
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| Employee
Assistance Program |
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This program
offers employees assistance with all of life's issues that can arise.
This is a valuable and completely confidential service that provides
face-to-face meetings and telephone counseling. |
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| Identity
Theft Assistance |
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This
is a new benefit offering for a growing threat to both employees and
employers. ID Theft Assist acts as the victim's advocate, advising
the victim and taking care of all possible administrative tasks on
the victim's behalf to rectify the situation. |
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| MyTravelBenefit |
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This
is the first of its kind benefit that offers an employer its own privately
branded leisure travel site that delivers the best value in travel
along with ongoing employee education. This unique program includes
a state-of-the-art travel assistance program and security briefs to
protect employees and their families while away from home. |
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